BANK
EXAM MODAL QUSTION ‘’
SBI Clerical Exam 2011-12
Practice Set- 1
05-JAN-2012
Suggested Readings: Bank Exam
Model Question Papers, Bank Recruitment
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This is the right place to
practice for SBI Clerical Exam which will be conducted by SBI on 18 March 2012.
The Practice set/Sample Questions available here will help you learn quicker
approach to answer questions in exam hall, manage time, and prepare for the
exams in the shortest period. This will help you gauge the benefits of your
study over the months.
General Awareness:
1. It is evident that the
economic slowdown still continues to weigh on the performance of the banks in
India. How is this affecting banks and/or general public?
(1) The number of bank account
holders has gone down
(2) The gross Non Performing
Assets (NPAs) of the listed banks have increased substantially.
(3) Inflation has reached at a
very high level
(4) All of these
Ans: (4)
2. Which of the following
challenges will be the most crucial for human existence on earth in the days to
come?
(1) Pollution
(2) Food Secudty
(3) Availability of natural gas
(4) Need for Financial Inclusion
Ans: (1)
3. Who amongst the following is
the President of the European Union at present?
(1) Catherine Ashton
(2) Mr. Jose Manuel
Barroso,
(3) Mr. Fredrik Reinfeldt
(4) None of these
Ans: (4)
4. Which of the following is NOT
a bank or finance company?
(1) Barclays
(2) BNP Paribas
(3) Lufthansa
(4) HSBC
Ans: (3)
5. Reserve Bank of India
deregulated non-resident external (NRE) deposits on 16 December 2011 allowing
banks to offer higher interest rates to
dollar-denominated accounts. Which of the following facts related to the above
statement is/are not true?
(1) Reserve Bank freed the rates
on non-resident external accounts, offering interest as high as 9.6% per annum
(2) Following RBI’s deregulation
five Indian banks, including HDFC Bank and Yes Bank on 23 December 2011 raised
their interest rates on such deposits in order to lure foreign money
(3) Private lender Yes Bank
increased the interest rates on fixed deposits held by non-resident Indians
(NRIs) to 8.4 per cent from 3.82 per cent
(4) The new rates are effective
from 24 December for fresh deposits as well as those being renewed on maturity.
(1) 1 & 2
(2) Only4
(3) Only 3
(4) 1 & 4
Ans: (3)
6. Telecom Commission, the
decision-making body of the Department of Telecommunications recommended a
uniform licence fee of what per cent of adjusted gross revenues (AGR) as
against the prevalent rate of 6-8 per cent?
(1) 10%
(2) 8%
(3) 5.2%
(4) 9.3%
Ans: (2)
7. Maharashtra government
planned to provide free medicare for poor families. Consider the following
statements:
(i) The plan will benefit 50 lakh
families.
(ii) The plan will cover eight
districts in state.
Choose the right option:
(1) Both i and ii are correct.
(2) Only i is correct.
(3) Only ii is correct.
(4) Neither i nor ii is correct.
Ans: (1)
8. Name the Rashtriya Lok Dal
(RLD) leader who was inducted into the Union Cabinet as civil aviation minister
on 18 December 2011.
(1) Ajit Singh
(2) Jayant Chaudhary
(3) Devendra Nagpal
(4) Sanjay Singh Chauhan
Ans: (1)
9. Name the state-run
Mumbai-headquartered bank which on 29 December 2011 surprised the market by
cutting its base rate, the minimum lending rate, by 10 basis points, thereby
becoming the first banker this year to do so when others are waiting for a
signal from the central bank.
(1) State Bank of India
(2) Union Bank
(3) United Bank of India
(4) Allahabad Bank
Ans: (2)
10. Which PSU lender decided to
aggressively market its gold loan scheme for farmers to prevent defaults after
the agriculture sector witnessed a sharp spike in bad debt in the past one
year?
(1) Union Bank
(2) United Bank of India
(3) Industrial Development Bank
of India
(4) State Bank of India
Ans: (4)
General English
Directions-(Q. 11-15) Read the
following passage carefully and answer the questions given below it. Certain
words are printed in bold to help you to locate them while answering some of
the questions.
A fisherman, enfeebled with age,
could no longer go out to sea so he began fishing in the river. Every morning
he would go down to the river and sit there fishing the whole day long. In the
evening he would sell whatever he had caught, buy food for himself and go home.
It was a hard life for an old man. One hot afternoon while he was trying to
keep awake and bemoaning his fate, a large bird with silvery feathers alighted
on a rock near him. It was Kaha, the heavenly bird. "Have you no one to
care for you, grandpa ? .. asked the bird. "Not a soul." "You
should not be doing such work at your age," said the bird. "From now
on I will bring you a big fish every evening. You can sell it and live in
comfort." True to her word, the bird began to drop a large fish at his
doorstep every evening. All that the fisherman had to do was take it to the
market and sell it. As big fish were in great demand, he was soon rolling in
money. He bought a cottage near the sea, with a garden around it and engaged a
servant to cook for him. His wife had died some years earlier. He had decided
to marry again and began to look for a suitable woman.
One day he heard the royal
courtier make an announcement. Our king has news of a great bird called
Kaha," said the courtier. "Whoever can give information about this
bird and help catch it, will be rewarded with half the gold in the royal treasury
and half the kingdom !" The fisherman was sorely tempted by the reward.
Half the kingdom would make him a prince!
"Why does the king want the
bird ?" he asked. "He has lost his sight," explained the
courtier. "A wise man has advised him to bathe his eyes with the blood of
Kaha. Do you know where she can be found ? .. "No ... 1 mean ... no, no
..;" Torn between greed and his sense of gratitude to the bird, the
fisherman could not give a coherent reply. The courtier, sensing that he knew
someting about the bird, informed the king. The king had him brought to the
palace.
"If you have information
about the bird, tell me," urged the king. "I will reward you
handsomely and if you help catch her, I will personally crown you king of half
my domain." "I will get the bird for
you,"cried the fisherman, suddenly making up his mind. "But
Kaha is strong. I will need help." The king sent a dozen soldiers with
him. That evening when the bird came with the fish, the fisherman called out to
her to wait. "You drop the fish and go and I never get a chance to thank
you for all that you've done for me," he said. "Today I have laid out
a feast for you inside. Please alight and come in." Kaha was reluctant to
accept the invitation but the fisherman pleaded so earnestly that she finally
gave in, and alighted. The moment she was on the ground, the fisherman grabbed
one of her legs and shouted to the soldiers hiding in his house to come out.
They rushed to his aid but their combined effort could not keep Kaha down.
She rose into the air with the
fisherman still clinging onto her leg. By the time he realised he was being
carried away, the fisherman was too high in the air to let go. He hung on
grimly, and neither he nor Kaha were ever seen again.
11. Why was the king desperately
looking for Kaha the bird?
(1) The king wanted a pet bird.
(2) A wise man advised the king
to capture the bird for good luck.
(3) Kaha was the only heavenly
bird with silvery feathers.
(4) The king was blind and
required Kaha's blood for his eyes.
Ans: (4)
12. Why did the bird volunteer
to bring fish for the old man?
(1) The old man was
inexperienced at fishing
(2) The bird took pity on the
old man and wanted to help him
(3) The bird had caught more
fish than required
(4) The bird wanted to make the
old man rich
Ans: (2)
13. What led the courtier to
sense that the fisherman might know something about Kaha ?
(1) The courtier had observed
Kaha alight at the fisherman's house every evening
(2) The courtier had seen the
fisherman talk to Kaha
(3) The fisherman fumbled when
asked about Kaha
(4) Word went around that the
fisherman was in contact with Kaha
Ans: (3)
14. Which of the following
cannot be said about the royal courtier?
(1) He was a very observant man.
(2) He was jealous of the old
fisherman.
(3) He had informed the king
about the fisherman.
(1) Only (1)
(2) Only (2)
(3) Only (3)
(4) Only (1) and (3)
Ans: (2)
15. What could be an appropriate
title for the story ?
(1) A Fish a Day
(2) The Lonely fisherman
(3) Kaha the Silvery feathered
bird
(4) The Ungrateful old fisherman
Ans: (4)
Directions-(Q.16 to 20) Read the
following passage and answer the questions given after it-
Every afternoon, on their way
back from school, the children used to go and play in the Giant's garden. It
was a large lovely garden, with soft green grass. Over the grass stood
beautiful flowers like stars, and there were twelve peach-trees that bore rich
fruit. The birds would sit on the trees and sing sweetly to the children
playing below. One day the Giant came back. He had been on a long tour and was
now determined to return to his own castle. When he arrived he saw the children
playing in the garden and was outrageous. "What are you doing here ?"
He shouted in a very gruff voice, and the children ran away. "I will not
allow anybody to play in my garden but myself" said the Giant. And so, he
built a high wall around it, and put up a notice-board that read TRESPASSERS
WILL BE PROSE- CUTED. He was a very selfish Giant. The poor children h&d now,
nowhere to play. They tried to play on the road, Bank Clerk 2011/37 but the
road was very dusty and full of stones, and they did not like it. On their way
back from school, they used to wander around the high wall and remember the
good times.
Then came spring, and all over
the country there were little blossoms and little birds. Only in the garden of
the Selfish Giant it was still winter. The birds did not care to sing in it as
there were no children and the trees forgot to blossom. The only people who were
pleased were the snow and the frost. "Spring has forgotten this
garden," they cried, "so we will live here all the year round."
I cannot understand why the spring is so late in coming," said the selfish
Giant, as he sat at the window and looked out at his cold white garden, "I
hope there will be a change in the weather." But the spring never came,
nor did the summer. The autumn gave golden fruit to every garden, but to the
Giant's garden she gave none. "He was too selfish," she said. So it
was always winter there.
One morning the Giant was lying
awake in bed when he heard the birds singing. "I believe the spring has
come at last," said the Giant, and he jumped out of bed and looked out. He
saw the most wonderful sight. Through the little hole in the wall the children
had crept in, and they were sitting on the branches of the trees. On every tree
there was a child. The birds were flying about and twittering with delight, and
the flowers were looking up through the green grass and laughing. It was a lovely
scene however, in one corner it was still winter. It was the farthest corner of
the garden, and in it was standing a little boy. He was so small that he could
not reach the branches of the tree, and he was wandering all around it crying
bitterly. The Giant's heart melted as he looked out. "How selfish I have
been '" he said, "now I know why spring would not come here. I will
put that poor little boy on the top of the tree, and then I will knock down the
wall, and my garden shall be the children's play-ground for ever and
ever." He was really sorry for what he had done.
16. Why was the Giant outraged
when he got back from his holiday ?
(1) He had a bad journey back
home
(2) He saw the children playing
in the garden
(3) His castle was disorderly
and not maintained
(4) It was still winter in his
garden
Ans: (2)
17. What did the Giant do to
keep the children away from his garden ?
(1) He built a high wall around
the garden
(2) He displayed a message on a
notice board
(3) He threatened to complain to
their parents
(4) Only (A) and (B)
Ans: (4)
18. "Spring has forgotten
this garden." They cried. Who is the author referring to ?
(1) The children
(2) The snow and the frost
(3) The autumn trees
(4) The spring
Ans: (2)
19. Why did the autumn trees
refuse to bear fruit ?
(1) The snow and the winter took
over
(2) The Giant was enjoying the
winter in his garden
(3) It was one way of keeping
the children away
(4) The Giant refused to change
his behaviour
Ans: (1)
20. What does the author compare
the flowers in the garden to ?
(1) Stars
(2) Pearls
(3) Soft grass
(4) Frost
Ans: (1)
Quantitative Aptitude
Directions (Q.21-30): What will
come in place of the question marks (?) in the following equations?
21. 8/12 + 2/5 - 1/3 = ?
(1) 3/7
(2) 2/5
(3) 3/8
(4) None of these
Ans: (4)
22. 4500 ÷ 18 - 122 = ? x 4
(1) 32
(2) 26
(3) 28
(4) 34
Ans: (1)
23. (19)2 + (28)2 - (16)2 = ?
(1) 889
(2) 888
(3) 883
(4) 885
Ans: (1)
24. 63 x 14 + 334 = ? + (12)2
(1) 1078
(2) 1072
(3) 1077
(4) 7074
Ans: (2)
25. [(452 ÷ 4) + 62] ÷ 5 = ?
(1) 48
(2) 37
(3) 45
(4) 35
Ans: (4)
26. (14 x 24) + (27 x 12) = ?
(1) 650
(2) 665
(3) 660
(4) 655
Ans: (3)
27. (4.7 x 12 x 8) + (6.8 x 16 x
10) = ?
(1) 1533.9
(2) 1539.2
(3) 1532.9
(4) 1536.9
Ans: (2)
28. 1/5th of 3/4 the of 2/5 of
6000 = ?
(1) 360
(2) 330
(3) 370
(4) 350
Ans: (1)
29. 410 x 64 ÷ 256 = 4? x 16
(1) 6
(2) 5
(3) 8
(4) None of these
Ans: (4)
30. (5994 ÷ 18) x (468 ÷ 18) = ?
(1) 8658
(2) 8656
(3) 8655
(4) 8654
Ans: (1)
Reasoning Ability
31. (i) ‘P× Q’ means ‘Q’ is
mother of ‘P’.
(ii) ‘P × Q’ means ‘P’ is
brother of ‘Q’.
(iii) ‘P – Q’ means ‘P’ is
sister of ‘Q’.
(iv) ‘P ÷ Q’ means ‘Q is father
of ‘P’.
Which of the following
definitely means R is grandson of K?
(1) R × T ÷ K
(2) M + R × T ÷ K
(3) M – R × T ÷ K
(4) None of these
Ans: (4)
32. How many such pairs of
digits are there in the number 95137248 each of which has as many digits
between them in the number as when they are arranged in ascending order?
(1) None
(2) One
(3) Two
(4) Three
Ans: (2)
33. In a certain code
PATHOLOGIST is written as PIUBQKSRHFN. How is CONTROVERSY written in that code?
(1) SUOPDNXRQDU
(2) SUOPDNZTSFW
(3) QSMNBPXRQDU
(4) QSMNBPZTSFW
Ans: (1)
34. In a certain code
PATHOLOGIST is written as PIUBQKSRHFN. How is CONTROVERSY written in that code?
(1) SUOPDNXRQDU
(2) SUOPDNZTSFW
(3) QSMNBPXRQDU
(4) QSMNBPZTSFW
Ans: (1)
35. Four of the following five
are alike in a certain way and so form a group. Which is the one that does not
belong to that group?
(1) Food : Hunger
(2) Water : Thirst
(3) Air : Suffocation
(4) Talent : Education
Ans: (4)
36. Four of the following five
are alike in a certain way and so form a group. Which is the one that does not
belong to that group?
(1) Crow
(2) Vulture
(3) Bat
(4) Ostrich
Ans: (3)
37. Which of the following has
the same relationship as that of Money : wealth?
(1) Pity : Kindness
(2) Cruel : Anger
(3) Wise : Education
(4) Pride : Humility
Ans: (1)
38. Four of the following five
are alike in a certain way and so form a group which is the one that does not
belong to that group?
(1) 29
(2) 85
(3) 147
(4) 125
Ans: (4)
39. Ravi cycles 3 km towards the
east and takes the first right turn and cycles for another 5 km to point A.
From point A he takes a left turn and cycles 7 km to point 8, after covering
another 4 km 'he rests for a while. How much distance has Ravi covered from
point A till the time he stops.
(1) 16 km
(2) 11 km
(3) 19 km
(4) 15 km
Ans: (2)
40. The position of how many
digits will remain the same if the digits in the number 2567394 are rearranged
in ascending order from left to rig ht ?
(1) None
(2) One
(3) Two
(4) Three
Ans: (2)
Marketing Aptitude and Computer
Knowledge
41. Fiscal deficit takes place
when _
(1) When government’s
expenditure is more than revenue earned
(2) When country’s imports are
more than exports
(3) When foreign exchange
reserves is negetive
(4) When there is rupee
depreciation
Ans: (1)
42. SEBI is a _
(1) Insurance regulator
(2) Market regulator
(3) Drug regulator
(4) EPF regulator
Ans: (2)
Q.43 A set of computer programs
that helps a computer monitor itself and function more efficiently isajan __
(1) Windows
(2) System Software
(3) DBMS
(4) Application Software
Ans: (2)
Q.44 An area of a computer that
temporarily holds data waiting to be processed is __
(1) CPU
(2) Memory
(3) Storage
(4) File
Ans: (2)
Q.45 A __ is a
microprocessor-based computing device.
(1) personal computer
(2) mainframe
(3) workstation
(4) server
Ans: (1)
Q.46 You use a(n) __ , such as a
keyboard or mouse, to input information.
(1) output device
(2) input device
(3) storage device
(4) processing device
Ans: (2)
Q.47 The term __ designates
equipment that might be added to a computer system to enhance its
functionality.
(1) digital device
(2) system add-on
(3) disk pack
(4) peripheral device
Ans: (4)
Q.48 The instructions that tell
a computer how to carry out the processing tasks are referred to as computer __
(1) programs
(2) processors
(3) input devices
(4) memory modules
Ans: (1)
Q.49 RAM can be thought of as
the __ for the computer's processor.
(1) factory
(2) operating room
(3) waiting room
(4) planning room
Ans: (3)
Q.50 C, BASIC, COBOL, and Java
are examples of __ languages.
(1) low-level
(2) computer
(3) system programming
(4) high-level
Ans: (4)
